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Key Capabilities
Streamline 1035 exchange analysis with built-in NAIC, FINRA, and NY Reg 187 compliance checks and tangible net benefit documentation.
- NAIC Model #275
- FINRA Rule 2330
- NY Reg 187
- Tangible Net Benefit Analysis
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Annuity Policy Search
Don't know your National Producer Number (NPN)? Look it up here
Filter Results
| Policy Number | Name | Product Name | Product Type | Contract Value |
|---|---|---|---|---|
| 1400192268 | AMY SIMPSON | SUMMITGUARD SY-07 | VAR | $16,799.12 |
| 1400184523 | ROBERT JOHNSON | PERFORMANCE ELITE | VAR | $24,335.87 |
| 1400176891 | MARY WILLIAMS | SECURE INCOME FIA | FIA | $42,150.00 |
| 1400168245 | JAMES BROWN | GUARANTEEPLUS 10 | FIX | $18,925.43 |
| 1400159782 | PATRICIA DAVIS | LIFEGUARD VARIABLE | VAR | $31,467.25 |
| 1400151234 | MICHAEL MILLER | HORIZON SELECT | FIA | $55,892.16 |
Policy Search
Search and Link Existing Policies
Find and link existing annuity policies to streamline the 1035 exchange process.
RightBRIDGE
Help Text | Test Case | 4/22/2025 | Page 2
Annuity Exchange
| Exchange From AnnuChoice II (Beacon) | Exchange To Allianz Index Advantage Income ADV | |
|---|---|---|
| Score | ||
| Carrier | Integrity Life Insurance Company (Beacon) | Allianz |
| Contract | AnnuChoice II (Beacon) | Allianz Index Advantage Income ADV |
| Product Type | VA | RILA |
| Share Class | B (Beacon) | 0 |
| Purchase Date | 1/1/2020 (Beacon) | 2025 |
| Current Value | $100,000.00 | $100,000 |
| Base M&E&A | 1.15% | 0.250% |
| Surrender Schedule | Schedule 1: 8, 7.5, 7, 6, 5, 4, 3 (Beacon) | |
| Remaining CDSC Years | 3 years | 0 |
| Advisory Fee | 0.00% | 1.00% |
| Surrender Charge | $2,000.00 | |
| Living Benefit Name | Index Advantage Income - Increasing - Single | |
| Living Benefit Rider Fee | 0.700% | |
| Deferral Credit Pct | 0.00% | |
| Deferral Type | NA | |
| Deferral Bonus Length | 99 Years | |
| Expected Benefit Base | $93,537 | |
| Expected Withdrawal Pct | 8.70% | |
| Expected Income Amt | $8,138 | |
| Step-up Frequency | Annually | |
| Restart on Step-up | No | |
| Death Benefit Name | Enhanced Earnings Benefit (Beacon) | |
| Death Benefit Type | Earnings Enhanced Death Benefit | |
| Death Benefit Rider Fee | 0.500% | |
| Death Benefit Base | $120,000 |
The RightBRIDGE® Annuity Wizard application is intended to be used as an analytic tool for the financial professional and not a replacement for a product prospectus or product summary guide. Using RightBRIDGE is not a substitute for financial professional due diligence. CapitalROCK does not offer investment or financial advice. Refer to each annuity’s prospectus or product summary guide for product specific information. The information in this report is not guaranteed as accurate or complete. The information in a product prospectus or contract will always prevail over the information in this report. CapitalROCK, LLC is not responsible for any losses or damages resulting from use of the information in this tool or report for any purpose. ©Copyright 2026 CapitalROCK®
Compliance
Built-In Compliance Checks
Automated NAIC, FINRA, and NY Reg 187 compliance validation with detailed documentation.
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Annuity Wizard – Results
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Selected Product(s)
VA
Reselect
Jackson National – Perspective II (B Share)
M&E = rate: 1.30%
Exchange
FIA
Integrity Life Insurance Company – Indextra 10-year
Alternatives
VIA
Equitable America – Structured Capital Strategies PLUS 21 Series Select
Return of Premium, M&E = rate: 0.20%
VIA
Equitable America – Structured Capital Strategies PLUS 21 Series B
Return of Premium, M&E = rate: 0.00%
VIA
Equitable America – Investment Edge 21
Return of Premium Death Benefit, M&E = rate: 1.20%
VA
Equitable America – Investment Edge 21 Select
Return of Premium Death Benefit, M&E = rate: 1.23%
VA
Corebridge Financial – Polaris Platinum III (B-Share)
Return of Premium Death Benefit, M&E = rate: 1.00%
Analysis
Tangible Net Benefit Analysis
Comprehensive analysis and documentation of tangible net benefits for regulatory review.
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