Product validation for best interest.
CapitalROCK uses the RightBRIDGE AI engine to determine the suitability or best interest status of proposed products and accounts.
Solutions We Provide
Product Validation
CapitalROCK uses the RightBRIDGE business intelligence engine to determine the suitability of proposed products and accounts. The RightBRIDGE engine is configured to validate that a product/ account type meets the best interest requirements of state or federal regulations. The RightBRIDGE Product Validation capability has been enhanced to assist advisors with SEC Reg BI, PTE 2020-02 and NAIC Model Reg.
Client Profiling
The RightBRIDGE Suggestion Engine is a needs-based AI engine that identifies all relevant client needs and opportunities.
- The Suggestion Engine uses a Smart Questionnaire to develop financial priorities and a client profile
- Scores each planning topic
- Uses ReasonText™ to explain results
- Provides automated annual reviews
RightBRIDGE Suggestion Engine can also be used to find all relevant needs-based product opportunities for clients in a financial professional’s book of business and delivers top opportunities to financial advisors.
Show Your Work with ReasonText
ReasonText™ explains how the selected product fits the client’s financial situation, matches their preferences and fits their specific needs. When a product does not fit well, ReasonText™ is used to explain why the fit is not ideal.
RightBRIDGE Customers on Why They Use RightBRIDGE
RightBRIDGE Product Wizards
- Product Profiler
- Annuity Wizard
- Investment Wizard
- Life Insurance Wizard
- Rollover Wizard
Product Profiler
The Product Profiler® maps product types to the client’s needs and uses a scoring methodology to help determine which mix of investment vehicles or products is best suited for an individual client’s needs. These suggestions are combined with ReasonText™ that explain why a product type fits a client’s needs. The Product Profiler has been configured to meet the needs of SEC Reg BI and PTE 2020-02.
Annuity Wizard
The RightBRIDGE® Annuity Wizard helps financial professionals determine which annuities available on their product shelf are best suited to meet their clients’ needs, objectives and preferences. With the emergence of Regulation Best Interest (Reg BI), PTE 2020-2, the NAIC model regulation, and New York’s regulation 187 the Annuity Wizard provides “guardrails” for your financial professionals. The Annuity Wizard accomplishes this through either its Validation or Selection track.
Investment Wizard
The RightBRIDGE Investment Wizard uses the RightBRIDGE engine to determine the relevance of specific managed investment products for a client’s goals and objectives. The RightBRIDGE Investment Wizard is configured to include best interest product validation functionality for Reg BI and PTE 2020-02. The Investment Wizard accomplishes this through either its Validation or Selection track.
Life Insurance Wizard
The RightBRIDGE Life Insurance Validation Tool uses an AI engine to determine the suitability of a proposed or in-force policies. The solution supports new sales, replacements or changes to an existing policy.
Rollover Wizard
The Rollover Wizard simplifies the rollover compliance analysis for broker-dealers and their financial professionals. Within three minutes, necessary data is collected and analyzed to determine if the client’s rollover complies with the broker-dealer’s best interest standards. Results are accompanied by automatically generated ReasonText™ that explains how the client’s unique situation and preferences relate to the results of the best interest analysis.
RightBRIDGE is for...
Home Office
Understanding sales data and marketing trends are vital metrics to know how well your financial professionals are performing. With RightBRIDGE understanding how your company is operating is a few clicks away.
Financial Professionals
As a financial professional you want to make sure you’re acting in your client’s best interest. RightBRIDGE takes out the guesswork and research and provides you with facts and data to provide solutions for your clients.
Compliance Officers
Staying up to date with the latest regulations can be a laborious endeavor. RightBRIDGE helps compliance officers keep tabs on company activity to ensure that corners aren’t being cut and that company protocol is being followed.
